Elderly people are more at risk to certain diseases and health conditions as compared to younger people. The treatment of old age- health related problems is not only expensive but also long-term which is very stressful to the pocket of normal earner at that time having this policy work like Life saver. Senior Citizen Health Insurance is a kind of health insurance plan that not covers Treatment & medical expenses incurred by people above 60 years old. It also offers preventive health check-up facilities to the elderly people and cashless hospitalization at network hospitals of the insurance company. It covers hospitalization expenses, critical illness, Day care treatment and pre and post hospitalization expenses etc. For better understanding of coverages while buying any senior citizen health insurance properly read the policy wordings.
There are many senior citizen insurance plans in the market due to which it may be difficult for an individual to shortlist the most suitable one. To help an individual with the same, we have written below few senior citizen health insurance plans that offers several benefits.
Few Medical Insurance for 60+ A Senior Citizen are mentioned below:
Health Insurance Company | Health Insurance Plans | Plan Benefits |
HDFC Ergo General Insurance | My Health Suraksha | · In-patient hospitalisation expenses · Pre-hospitalisation and post-hospitalisation expenses · Organ donor expenses · Organ donor expenses · Availability of sum insured rebound |
Care Health Insurance | Care Senior | · In-patient hospitaliation expenses · Pre-hospitalisation and post-hospitalisation expenses · Ambulance expenses · Domiciliary expenses · Organ donor expenses |
Star Health & Allied Insurance | Red Carpet | · In-patient hospitalisation expenses · Pre-hospitalisation and post-hospitalisation expenses · Daycare expenses · Ambulance expenses · Health check-up |
Future Generali Health Insurance | Varishta Bima | · In-patient hospitalisation expenses · Pre-hospitalisation and post-hospitalisation expenses · Road ambulance expenses · Daycare treatments |
HDFC Ergo General Insurance | Optima Restore | · In-patient hospitalisation expenses · Pre -hospitalisation and post-hospitalisation expenses · Daycare expenses · Road ambulance expenses · Domiciliary hospitalisation expenses |
